Creditree
Legal

Privacy Policy

Last updated: Draft, pending legal review

This is a working draft provided as a starting point. Please have it reviewed by a qualified legal professional and aligned with Zimbabwe's data-protection and microfinance regulations before publishing.

This Privacy Policy explains how Creditree Microfinance (“Creditree”, “we”, “us”) collects, uses and protects the personal information you share with us through this website. We are committed to handling your information responsibly and transparently.

Information we collect

When you use our contact form or loan application, we collect the details you choose to provide, which may include your full name, phone number, email address, the service you are interested in, requested loan amount and any message you send us.

We do not ask for sensitive financial credentials, passwords or full account numbers through this website.

How we use your information

We use the information you provide to respond to your enquiry, assess and process loan applications, contact you about our services, and improve the way we serve our clients.

We do not sell your personal information to third parties.

Lawful basis and consent

We process your information on the basis of the consent you give when you submit a form, and where necessary to take steps at your request before entering into an agreement, and to meet our legal and regulatory obligations as a microfinance institution in Zimbabwe.

Sharing and disclosure

We may share your information with trusted service providers who help us operate this website and communicate with you (for example, our email delivery and hosting providers), and with regulators or authorities where we are required to do so by law.

Any service providers who process information on our behalf are expected to protect it and use it only for the purposes we specify.

Data security and retention

We take reasonable technical and organisational measures to protect your information against unauthorised access, loss or misuse. No method of transmission over the internet is completely secure, so we cannot guarantee absolute security.

We keep your information only for as long as necessary to fulfil the purposes described in this policy or as required by law.

Your rights

You may request access to the personal information we hold about you, ask us to correct inaccurate information, or ask us to delete information where we are not required to keep it. To make a request, contact us using the details below.

Cookies and analytics

This website may use limited cookies or similar technologies to help it function and to understand how visitors use it. You can control cookies through your browser settings.

Third-party services

Our contact and application forms may be delivered using third-party email services, and our website is served through a third-party hosting provider. These providers process data on our behalf under their own security and privacy commitments.

Changes to this policy

We may update this Privacy Policy from time to time. The latest version will always be available on this page.

Contact us

If you have any questions about this policy or how we handle your information, contact us at info@creditree.co.zw, call 0782 281 208, or visit us at 6B Piers Road, Borrowdale, Harare, Zimbabwe.

Chat with us