Micro business loans
Working capital for individual entrepreneurs running micro enterprises.
Micro enterprisesApply
Our loan categories
Finance shaped around how you earn
We listen first, then build credit around the reality of your business. Choose the category that fits and apply online in minutes.
Our financial solutions
Tailored credit and support for every stage of your journey. Each product is shaped around your reality, never forced on you.
SME loans
Growth finance for small and medium enterprises ready to scale up.
Small & medium enterprisesApply
Personal loans
Personal, salary-based loans for life's planned and unplanned needs.
Salaried individualsApply
SSB loans
Salary-based loans for civil servants, repaid through SSB direct-debit deductions.
Civil servantsApply
Asset finance loans
Financing to acquire the equipment and assets your business needs to grow.
Businesses & individualsApply
Training & advisory
Practical business training and advisory services, included to make your growth last.
All clientsApply
What we offer
Everything about Creditree is built to make growing your business simpler, faster, and more human.
Hassle-free loans
A simple application and fast, human decisions. No queues, no paperwork mountain.
Customer-centric staff
People who listen and build finance around your reality, not a fixed product.
Regular loan updates
Clear updates on the status of your loan at every step, so you are never left guessing.
Technology-driven products
Modern, convenient channels that fit how you already work.
Training and advisory
Practical business and money skills that make your growth last well beyond the loan.
Ready when you are
Apply online and let's build the right loan together.
Tell us about your business in a few minutes. No paperwork mountain, no queues, just a fast and human answer from real people.