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Terms of Service

Last updated: Draft, pending legal review

This is a working draft provided as a starting point. Please have it reviewed by a qualified legal professional and aligned with Zimbabwe's data-protection and microfinance regulations before publishing.

These Terms of Service govern your use of the Creditree Microfinance website. By using this website you agree to these terms. If you do not agree, please do not use the site.

About Creditree

Creditree Microfinance is a Zimbabwean-owned financial services company. The information on this website describes our services in general terms and is provided for information only.

No offer or guarantee of credit

Nothing on this website constitutes an offer of credit or a commitment to lend. All loan applications are subject to eligibility, assessment, affordability checks and approval in line with our policies and applicable regulations. Interest rates, fees and terms are confirmed during the application process.

Eligibility and accurate information

By submitting an application or enquiry, you confirm that the information you provide is true, accurate and complete, and that you are legally able to enter into a credit agreement.

Use of the website

You agree to use this website lawfully and not to misuse it, attempt to gain unauthorised access, or interfere with its normal operation.

Intellectual property

The content, branding and design of this website are owned by or licensed to Creditree Microfinance and may not be copied or reused without our permission.

No financial advice

Information on this website is general in nature and does not constitute financial, legal or professional advice. You should seek independent advice before making financial decisions.

Limitation of liability

To the extent permitted by law, Creditree is not liable for any loss arising from your use of, or reliance on, this website. We do not warrant that the website will always be available or error-free.

Third-party links

This website may contain links to third-party websites. We are not responsible for the content or practices of those websites.

Governing law

These terms are governed by the laws of Zimbabwe, and any disputes are subject to the jurisdiction of the Zimbabwean courts.

Changes to these terms

We may update these terms from time to time. The latest version will always be available on this page.

Contact us

For questions about these terms, contact us at info@creditree.co.zw, call 0782 281 208, or visit 6B Piers Road, Borrowdale, Harare, Zimbabwe.

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